Update on Auto Insurance Private Member's Bills

Reducing Automobile Insurance Premiums by Eliminating Fraud Act, 2012 (Bill 41)

Bill 41 was introduced by Mississauga-Brampton South MPP Amrit Mangat to protect people who report insurance fraud. The bill is also intended to ensure that insurance investigators have the proper tools to investigate fraud.

Bill 41 was introduced on March 7, 2012 and passed second reading on March 22, 2012 a which time it was sent to the Standing Committee on Good Government for review.


Insurance Amendment Act (Elements in Classifying Risks for Automobile Insurance), 2012 (Bill 43)

Bill 43 was introduced by York West MPP Mario Sergio and deals with allowable elements of a risk classification system.

Bill 43 was introduced on March 7, 2012 and has not proceeded yet to second reading debate.


Insurance Amendment Act (Risk Classification Systems for Automobile Insurance), 2012 (Bill 45)

Bill 45 was introduced by Bramalea-Gore-Malton MPP Jagmeet Singh and also deals allowable elements of a risk classification system and would prohibit auto insurers from using a person’s home address or postal code and any element prescribed by regulation in classifying such risks.

Bill 45 was introduced on March 7, 2012 and was defeated on second reading on June 2, 2012.


New Drivers' Insurance Rate Reduction Act , 2012 (Bill 71)

Bill 71 was also introduced by York West MPP Mario Sergio and is intended to lower rates for new drivers by crediting new drivers with additional years of driving experience.

Bill 71 was introduced on April 23, 2012 and passed second reading on April 26, 2012 a which time it was sent to the Standing Committee on Good Government for review.